The FIRE Steps

Getting started with FIRE might feel overwhelming, but it doesn’t have to be. The key is to take action and trust in the process. Many people worry about investing in the stock market, fearing crashes or uncertainty. But here’s the reality—the market has consistently gone up over time, despite short-term drops. Even after major downturns, it has always recovered and hit new highs. If the U.S. economy were to completely collapse, we’d have bigger problems to worry about than just our investments. So instead of letting fear hold you back, focus on the long game, get started, and let time and compound growth do the heavy lifting.  

• Step 0: Build Financial Foundation
• Step 1: Begin Investing
• Step 2: Track your Progress
• Step 3: Retire!

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